Silver Oak works with multiple banks and financial institutions to offer a suite of financing plans to cater to every customer. Our available plans for new customers include 0% APR for 24 months and 6.99% APR for 60 months, based on approval. We work with you to find the best plan. Our programs are designed to fit your home remodeling project into your budget. We offer digital access to view your financing and there are no additional fees for new projects seeking financing.